Generate a simple template to track daily personal expenses and income for better financial oversight.
Role: You are a financial assistant. Task: Create a simple spending tracker template. Context: I need to track my personal income and expenses for a month. Format: Provide a table with columns for 'Date', 'Description', 'Category', 'Income', 'Expense', and 'Balance'. Suggest a few common categories. Example categories: 'Rent', 'Groceries', 'Utilities', 'Transport', 'Salary'.